Actually Putting Money INTO My Emergency Fund
May 24th 2008 16:58
I haven't put any money into my emergency fund since December. That's when I was still a student, living in the dorms, and working two student jobs. Ever since January, I've been taking money out. And it's been driving me crazy.
January through March I had to take money out to pay for my regular expenses, since I wasn't making enough money at my job to cover all my bills. I got more hours near the end of February, but the pay schedule was crazy, so I didn't get to feel the full effects of that until last month.
However, last month I took out $1,000 from my emergency fund to pay off my car. So, it's been five months since I've been able to put money back in my savings.
This month I received a belated "congratulations graduate" card with $50 and it was a three paycheck month. I put in $100 to my emergency fund. yay!
I decided that $100 was a good amount for me to put into my emergency fund, because it put me a little above the $1000 mark.
Now I feel a little better that if something were to go wrong, I could handle it. I'm also happy, because I've always been a saver. I like having money in my account, and I've never really liked to spend it on "stuff."
January through March I had to take money out to pay for my regular expenses, since I wasn't making enough money at my job to cover all my bills. I got more hours near the end of February, but the pay schedule was crazy, so I didn't get to feel the full effects of that until last month.
However, last month I took out $1,000 from my emergency fund to pay off my car. So, it's been five months since I've been able to put money back in my savings.
This month I received a belated "congratulations graduate" card with $50 and it was a three paycheck month. I put in $100 to my emergency fund. yay!
I decided that $100 was a good amount for me to put into my emergency fund, because it put me a little above the $1000 mark.
Now I feel a little better that if something were to go wrong, I could handle it. I'm also happy, because I've always been a saver. I like having money in my account, and I've never really liked to spend it on "stuff."
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