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College of Cash - finding money for college

Why I Only Pay $10 a Month for My Cell Phone

July 23rd 2007 14:50
Cell phones are serious money-suckers, but only if you let them be. In reality, you could just be paying $10 a month for your cell phoneís service. Hereís how:

First, letís look at the reasons I have a cell phone:

-just in case my car breaks down and I need help
-while Iím away at school to call friends and family (I canít call long distance on my dorm room phone!)

Thatís it. I only have two reasons for having a cell phone. Now letís look at all the things I donít have on my cell:

-text messaging. I donít need it. If you want to talk to me, call me. If you want to message me, get on your computer and IM me.

-The internet. If I need to look something up, I can wait until I get home or back to my dorm room.
-Ipod like stuff. My radio or cd player work just fine.
-Special ring tones. Some of those are a dollar or more each! All they do is annoy other people when they ring anyway. Do us all a favor and keep it on vibrate.
-No pictures or video. I have a camera for just that purpose.

Basically, my phone calls people. Thatís all I need it to do. Anything else and Iím wasting money that I could use somewhere else, like a car payment or insurance.

If you are trying to find money to get a new car or even for school books, perhaps you could cut all those things off your cell phone as well. Get on your parentsí plan (if theyíll let you) for the $10 a month deal, that most companies have now, and start saving!

*I promise you, that you can live without those things. I had text messaging for a while, when it was free, but now that itís not, itís gone.

Here are a few questions, how many of you have an ipod and a cell phone that works like an ipod? How many of you have a digital camera and a phone that takes pictures? Is it necessary to have both? I think if you do have both each time, maybe it's time to get rid of one?

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Comment by Anonymous

August 1st 2007 00:48
I pay only $5 a month for mine.
Virgin wireless with autopay requires a minimum of $15 every three month to keep the phone active. This comes out to about 25 minutes a month -- which is more than enough for me, plus it accumulates, so if I don't use it this month I have even more credit later.

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